/* Лендинг fintrakt.ru — статическая сборка. Правила перенесены из прод-бандла
   (index-KNP2508.css) и заплаток 22.09 (brand-61, tagline-fix, faq-css, hdr-css,
   banks-css, hero-0922, contacts-0922-B); вид 1:1 с эталоном landing-rendered.html. */

@font-face{font-family:GeistBrand;font-weight:400 800;font-display:swap;src:url(/assets/fonts/geist-cyrillic.woff2) format("woff2");unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:GeistBrand;font-weight:400 800;font-display:swap;src:url(/assets/fonts/geist-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2212}
@font-face{font-family:InterBrand;font-weight:400 800;font-display:swap;src:url(/assets/fonts/inter-cyr.woff2) format("woff2")}

/* reset (эквивалент tailwind preflight, который был в бандле) */
*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;tab-size:4;line-height:1.5;-webkit-tap-highlight-color:transparent}
h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}
b,strong{font-weight:bolder}
sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline;top:-.5em}
ol,ul{list-style:none}
img,svg{display:block;vertical-align:middle}
img{max-width:100%;height:auto}
button,input,select,textarea{font:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:transparent;border-radius:0}
button,input[type=submit]{-webkit-appearance:button;appearance:button}
::placeholder{opacity:1;color:color-mix(in srgb,currentColor 50%,transparent)}
textarea{resize:vertical}
::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}
[hidden]{display:none!important}

:root{--ink:#090a09;--paper:#f2f2e9;--paper-bright:#f7f7ef;--acid:#e0561f;--muted:#74766d;--line:#090a0924;--brand:#e0561f;--header-h:96px}
html{scroll-behavior:smooth;scroll-padding-top:var(--header-h)}
body{background:var(--ink);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif}
a{color:inherit;text-decoration:none}
button,a{-webkit-tap-highlight-color:transparent}
:focus-visible{outline:2px solid var(--brand);outline-offset:3px}
.visually-hidden{position:absolute!important;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* header (sticky) */
.site-header{position:sticky;top:0;z-index:50;background:var(--ink);color:#fff;letter-spacing:-.01em;grid-template-columns:1fr auto 1fr;align-items:center;height:var(--header-h);padding:0 4vw;font-size:13px;font-weight:700;display:grid}
.brand{color:#fff;justify-self:start;align-items:center;gap:12px;display:inline-flex;min-height:40px}
.brand-mark{flex:0 0 auto;width:38px;height:38px;background:url(/assets/img/fintrakt-mark.svg) center/contain no-repeat;transition:background-position .16s ease}
.brand:hover .brand-mark{background-position:center 2px}
.brand:active .brand-mark{background-position:center 3px}
.brand-lockup{flex-direction:column;align-items:flex-start;gap:2px;display:flex}
.brand-lockup strong{font-family:GeistBrand,Inter,system-ui,sans-serif;font-size:18px;font-weight:800;letter-spacing:-.02em;color:#cdb9ae;line-height:1;display:block}
.brand-lockup small{display:block;font-family:InterBrand,Inter,system-ui,sans-serif;font-size:9px;font-weight:600;color:#b3a99f;letter-spacing:.01em;line-height:1.1;margin-top:2px}
.main-nav{align-items:center;gap:34px;display:flex;justify-content:center;margin-right:16px}
.main-nav a{white-space:nowrap}
.main-nav a,.phone,.login-link,.text-link{position:relative}
.main-nav a:after,.phone:after,.text-link:after{content:"";background:currentColor;height:1px;transition:right .18s;position:absolute;bottom:-5px;left:0;right:100%}
.main-nav a:hover:after,.phone:hover:after,.text-link:hover:after{right:0}
.header-actions{justify-self:end;flex:0 0 auto;display:flex;align-items:center;gap:14px;white-space:nowrap;margin-left:28px}
.phone{white-space:nowrap}
.login-link{color:#fff;cursor:pointer;font:inherit;background:0 0;border:1px solid #ffffff57;border-radius:999px;align-items:center;gap:14px;padding:11px 15px;transition:color .18s,background .18s,border-color .18s;display:inline-flex;white-space:nowrap}
.login-link:hover{background:var(--acid);border-color:var(--acid);color:#fff}
.hdr-msg{display:inline-flex;align-items:center;gap:10px;margin-left:12px;vertical-align:middle}
.msg-icon{display:inline-flex;width:32px;height:32px;border-radius:50%;background:#1b1c1a;border:1px solid rgba(242,242,233,.35);color:#f2f2e9;align-items:center;justify-content:center;overflow:hidden;text-decoration:none}
.msg-icon svg{width:16px;height:16px}
.msg-icon.call svg{width:15px;height:15px}
.msg-max{font:800 10px/1 Arial,sans-serif;letter-spacing:.03em}
.msg-mobile{font-weight:600;color:inherit;white-space:nowrap}
.msg-icon.call{display:none}

/* hero */
.hero-shell{background:var(--ink);min-height:calc(100vh - var(--header-h));padding:0 4vw 38px}
.hero-card{background:linear-gradient(#090a0909 1px,transparent 1px),linear-gradient(90deg,#090a0909 1px,transparent 1px),var(--paper);background-size:58px 58px;border-radius:34px;grid-template-rows:1fr auto;grid-template-columns:minmax(0,1.15fr) minmax(320px,400px);gap:32px 48px;align-items:start;min-height:calc(100vh - 166px);padding:clamp(54px,6.2vw,96px) clamp(28px,4.6vw,74px) 34px;display:grid;position:relative;overflow:hidden}
.hero-card:before{content:"";pointer-events:none;background:radial-gradient(circle at 48% 38%,#ffffffb8,#0000 34%);position:absolute;inset:0}
.hero-copy,.hero-form,.hero-trust{z-index:1;position:relative}
.hero-copy{grid-area:1/1;max-width:640px}
.eyebrow{color:var(--muted);letter-spacing:.35em;margin:0 0 18px;font-size:11px;font-weight:800}
h1,h2,p{margin-top:0}
.hero-title{font-size:clamp(36px,4.4vw,58px);line-height:1.08;letter-spacing:-.02em;font-weight:700;color:var(--ink);margin:0 0 16px}
.hero-lead{font-size:19px;line-height:1.45;margin:0 0 18px;color:#2b2c2a;max-width:560px}
.hero-points{padding:0;margin:0 0 24px;display:grid;gap:10px;font-size:16px;line-height:1.35;color:var(--ink)}
.hero-points li{display:flex;gap:10px;align-items:flex-start}
.hero-points li>span:first-child{flex:0 0 22px;height:22px;border-radius:50%;background:var(--acid);color:#fff;font-size:13px;display:inline-flex;align-items:center;justify-content:center;margin-top:1px}
.hero-cta{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.hero-cta .how-link{font-weight:600;color:var(--ink)}
.hero-form{grid-area:1/2;background:#fff;border:1px solid rgba(9,10,9,.12);border-radius:20px;padding:26px 24px;box-shadow:0 12px 40px rgba(9,10,9,.08);margin-top:24px}
.form-title{font-size:20px;font-weight:700;margin:0 0 6px}
.form-sub{font-size:14px;color:var(--muted);margin:0 0 16px}
.lead-input{display:block;width:100%;box-sizing:border-box;margin:0 0 10px;padding:13px 14px;border:1px solid #cfcabb;border-radius:10px;font-size:16px;background:#fff;color:var(--ink)}
select.lead-input{-webkit-appearance:auto;appearance:auto;padding-right:32px;text-overflow:ellipsis}
.lead-submit{width:100%;justify-content:center;margin:6px 0 10px;border:0;cursor:pointer}
.lead-submit:disabled{opacity:.7;cursor:progress}
.consent{display:flex;gap:8px;font-size:12px;color:var(--muted);line-height:1.35;align-items:flex-start}
.consent input{margin-top:2px;flex:0 0 auto}
.consent+.consent{margin-top:8px}
.consent a{color:var(--brand)}
.form-msg{margin-top:10px;font-size:14px;line-height:1.35}
.form-msg.ok{color:#2a7}
.form-msg.err{color:#c22}
.hp{position:absolute;left:-9999px;width:1px;height:1px}
.button{border-radius:999px;justify-content:center;align-items:center;gap:28px;min-height:55px;padding:0 22px 0 25px;font-size:13px;font-weight:800;transition:transform .18s,background .18s;display:inline-flex;font-family:inherit}
.button-dark{background:var(--ink);color:#fff}
button.button{border:0;cursor:pointer;text-align:left}
.button-dark:hover{background:#292b28;transform:translateY(-2px)}
.button-acid{background:var(--acid);color:#fff;cursor:pointer;border:0}
.button-acid:hover{background:#e8703f;transform:translateY(-2px)}
.hero-trust{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:170px 1fr;align-items:center;padding-top:22px;display:grid}
.trust-label{color:var(--muted);letter-spacing:.34em;font-size:9px;font-weight:900}
.trust-items{color:#5c5e57;letter-spacing:-.025em;justify-content:space-between;align-items:center;gap:20px;font-size:clamp(12px,1.1vw,16px);font-weight:800;display:flex}
.trust-items i{background:var(--acid);border-radius:50%;width:4px;height:4px;box-shadow:0 0 0 4px #090a090d}
.cursor-orb{border:2px solid #e0561fbd;border-radius:50%;place-items:center;width:38px;height:38px;animation:2.4s ease-in-out infinite orb-pulse;display:grid;position:absolute;bottom:14px;left:65%}
.cursor-orb i{background:var(--ink);border-radius:50%;width:7px;height:7px}
@keyframes orb-pulse{0%,to{opacity:.48;transform:scale(.78)}50%{opacity:1;transform:scale(1)}}
.under-hero{color:#ffffff9e;letter-spacing:.08em;text-transform:uppercase;justify-content:center;gap:7vw;padding:25px 0 0;font-size:11px;font-weight:700;display:flex}
.under-hero span:before{content:"✦";color:var(--acid);margin-right:10px}

/* sections */
.section-kicker{color:var(--muted);letter-spacing:.31em;margin:0;font-size:10px;font-weight:900;line-height:1.4}
.section-kicker.light{color:#ffffff75}
.products-section{background:var(--paper-bright);padding:120px 7vw 130px}
.section-heading{grid-template-columns:minmax(0,1fr) minmax(260px,.35fr);align-items:end;gap:6vw;margin-bottom:68px;display:grid;position:relative}
.section-heading .section-kicker{position:absolute;top:0;left:0}
.section-heading h2,.calculator-intro h2,.faq-section h2,.banks-section h2,.footer-cta h2{letter-spacing:-.06em;margin:42px 0 0;font-size:clamp(36px,4.6vw,68px);line-height:.96;font-weight:400}
.heading-note{color:#555851;max-width:380px;margin:0 0 7px;font-size:17px;line-height:1.55}
.product-list{border-top:1px solid var(--line)}
.product-row{border-bottom:1px solid var(--line);grid-template-columns:70px minmax(210px,1.05fr) minmax(260px,1.25fr) 170px 48px;align-items:center;gap:28px;min-height:150px;padding:26px 0;transition:background .18s,padding .18s;display:grid;position:relative}
.product-row:before{content:"";z-index:0;background:var(--acid);opacity:0;border-radius:18px;transition:opacity .18s,transform .18s;position:absolute;inset:8px -20px;transform:scaleY(.88)}
.product-row:hover:before{opacity:1;transform:scaleY(1)}
.product-row:hover h3,.product-row:hover p,.product-row:hover .product-number,.product-row:hover .product-meta{color:#fff}
.product-row>*{z-index:1;position:relative}
.product-number{color:var(--muted);font-size:12px;font-weight:800}
.product-row h3{letter-spacing:-.055em;margin:0;font-size:clamp(23px,2.3vw,36px);line-height:1;font-weight:400}
.product-row p{color:#575a53;margin:0;font-size:15px;line-height:1.55}
.product-meta{color:#5e615a;letter-spacing:.1em;text-transform:uppercase;font-size:10px;font-weight:900}
.round-arrow{border:1px solid var(--line);border-radius:50%;justify-self:end;place-items:center;width:44px;height:44px;font-size:18px;transition:color .18s,background .18s,transform .18s;display:grid}
.product-row:hover .round-arrow{background:var(--ink);color:#fff;transform:rotate(9deg)}

.process-section{background:var(--ink);color:#fff;grid-template-columns:minmax(350px,.82fr) minmax(0,1.18fr);gap:7vw;padding:130px 7vw 140px;display:grid}
.process-heading h2{letter-spacing:-.065em;max-width:620px;margin:52px 0 0;font-size:clamp(46px,5.7vw,82px);line-height:.92;font-weight:400}
.process-track{grid-template-columns:repeat(4,1fr);align-self:end;gap:12px;display:grid}
.process-track article{background:#111310;border-top:1px solid #ffffff3d;flex-direction:column;min-height:310px;padding:20px 19px 25px;display:flex}
.process-track article>span{color:#ffffff6b;font-size:10px;font-weight:800}
.step-icon{border:1px solid #ffffff47;border-radius:50%;place-items:center;width:90px;height:90px;margin:48px 0 auto;font-size:33px;font-weight:700;transition:transform .25s;display:grid}
.process-track article:hover .step-icon{transform:rotate(-8deg) scale(1.04)}
.step-icon.acid{background:var(--acid);border-color:var(--acid);color:#fff}
.process-track h3{letter-spacing:-.045em;margin:0 0 14px;font-size:18px;font-weight:400}
.process-track p{color:#ffffff85;margin:0;font-size:13px;line-height:1.55}

.calculator-section{background:#dfe2d9;grid-template-columns:minmax(280px,.74fr) minmax(480px,1.26fr);gap:8vw;padding:130px 7vw;display:grid}
.calculator-intro h2{font-size:clamp(42px,4.6vw,66px)}
.calculator-intro>p:last-child{color:#5a5d56;max-width:520px;margin:38px 0 0;font-size:16px;line-height:1.65}
.calculator-card{background:var(--ink);color:#fff;border-radius:27px;padding:clamp(28px,3.5vw,56px);box-shadow:0 28px 80px #090a0929}
.calculator-card label{display:block;position:relative}
.calculator-card label>span{color:#ffffff7a;letter-spacing:.12em;text-transform:uppercase;margin-bottom:11px;font-size:10px;font-weight:800;display:block}
.calculator-card input,.calculator-card select{color:#fff;width:100%;height:62px;font:inherit;letter-spacing:-.04em;background:0 0;border:0;border-bottom:1px solid #ffffff3d;border-radius:0;outline:0;padding:0 47px 0 0;font-size:clamp(20px,2vw,30px)}
.calculator-card select{-webkit-appearance:auto;appearance:auto;color-scheme:dark}
.calculator-card input:focus,.calculator-card select:focus{border-bottom-color:var(--acid)}
.calculator-card input:focus-visible,.calculator-card select:focus-visible{outline:2px solid var(--brand);outline-offset:4px}
.calculator-card small{color:#ffffff6b;font-size:13px;position:absolute;bottom:21px;right:0}
.calculator-grid{grid-template-columns:1fr .52fr;gap:34px;margin:38px 0;display:grid}
.calculator-result{background:#ffffff0b;border:1px solid #ffffff26;border-radius:16px;min-height:138px;margin-top:34px;padding:25px;transition:background .24s,border-color .24s}
.calculator-result.is-visible{background:#e0561f1f;border-color:#e0561f94}
.calculator-result>span{color:#ffffff7a;letter-spacing:.1em;text-transform:uppercase;font-size:10px;font-weight:800}
.calculator-result strong{color:var(--acid);letter-spacing:-.055em;margin:13px 0 7px;font-size:clamp(26px,3vw,45px);display:block}
.calculator-result p{color:#ffffff73;margin:0;font-size:12px}
.calculator-result .calculator-discount{color:#ffffffb3;max-width:560px;margin-top:20px;font-size:13px;line-height:1.5}
.ai-disclaimer,.footer-disclaimer{color:#ffffff6b;margin:18px 0 0;font-size:10px;line-height:1.55}

.numbers-section{background:var(--paper-bright);padding:78px 7vw 92px}
.numbers-grid{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin-top:36px;display:grid}
.numbers-grid article{border-right:1px solid var(--line);flex-direction:column;justify-content:space-between;min-height:210px;padding:35px 31px;display:flex}
.numbers-grid article:last-child{border-right:0}
.numbers-grid strong{letter-spacing:-.08em;font-size:clamp(42px,4.5vw,74px);line-height:.9}
.numbers-grid strong sup{font-size:.5em;vertical-align:top;margin-left:2px}
.numbers-grid span{color:#61645d;text-transform:uppercase;max-width:210px;font-size:13px;font-weight:700;line-height:1.4}
.note{margin:14px 0 0;font-size:13px;line-height:1.4;color:var(--muted)}

.banks-section{background:var(--paper-bright);color:var(--ink);padding:78px 7vw 92px}
.banks-section h2{font-size:clamp(38px,4.3vw,62px)}
.banks-rows{margin:20px 0 0}
.banks-track{overflow:hidden;margin:0 0 10px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.banks-run{display:inline-flex;white-space:nowrap;will-change:transform;animation:banks-scroll 60s linear infinite}
.banks-run.rev{animation-name:banks-scroll-rev;animation-duration:70s}
.banks-track:hover .banks-run{animation-play-state:paused}
.banks-run>span{display:inline-block;padding:8px 14px;margin:0 10px 0 0;border:1px solid rgba(9,10,9,.16);border-radius:999px;background:var(--paper-bright);font-size:14px;line-height:1.2;color:var(--ink);white-space:nowrap}
@keyframes banks-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes banks-scroll-rev{from{transform:translateX(-50%)}to{transform:translateX(0)}}

.faq-section{background:#eeeee5;grid-template-columns:.78fr 1.22fr;gap:8vw;padding:125px 7vw 140px;display:grid}
.faq-section h2{font-size:clamp(38px,4.3vw,62px)}
.faq-list{border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item h3{font:inherit;margin:0}
.faq-item button{width:100%;color:var(--ink);cursor:pointer;font:inherit;text-align:left;background:0 0;border:0;grid-template-columns:1fr 44px;align-items:center;gap:25px;padding:28px 0;display:grid}
.faq-item button>span{letter-spacing:-.045em;font-size:20px;line-height:1.3;font-weight:600}
.faq-item button i{border:1px solid var(--line);border-radius:50%;place-items:center;width:40px;height:40px;font-size:24px;font-style:normal;display:grid}
.faq-answer{grid-template-rows:0fr;transition:grid-template-rows .26s;display:grid}
.faq-answer.open{grid-template-rows:1fr}
.faq-answer p{color:#5b5e57;max-width:660px;margin:0;font-size:15px;line-height:1.55;overflow:hidden}
.faq-answer p{visibility:hidden;transition:visibility 0s .26s}
.faq-answer.open p{padding-bottom:28px;visibility:visible;transition:none}

.partnership-section{background:var(--paper-bright);grid-template-columns:minmax(260px,.66fr) minmax(0,1.34fr);gap:56px 8vw;padding:105px 7vw 118px;display:grid}
.partnership-intro>p:last-child{color:#4f524b;letter-spacing:-.035em;max-width:450px;margin:36px 0 0;font-size:clamp(19px,2vw,29px);line-height:1.35}
.partnership-list{border-top:1px solid var(--line)}
.partnership-list>a{border-bottom:1px solid var(--line);grid-template-columns:44px minmax(210px,.9fr) minmax(220px,1fr) 42px;align-items:center;gap:24px;min-height:128px;padding:22px 0;transition:color .18s,transform .18s;display:grid}
.partnership-list>a:hover{color:var(--acid);transform:translate3d(12px,0,0)}
.partnership-list span{color:var(--muted);font-size:10px;font-weight:800}
.partnership-list strong{letter-spacing:-.045em;font-size:clamp(19px,2vw,27px);line-height:1.08}
.partnership-list i{border:1px solid var(--line);width:39px;height:39px;color:var(--ink);border-radius:50%;justify-self:end;place-items:center;font-size:17px;font-style:normal;display:grid}
.partner-form{grid-column:2;background:#fff;border:1px solid rgba(9,10,9,.12);border-radius:20px;padding:26px 24px;box-shadow:0 12px 40px rgba(9,10,9,.08);max-width:560px;scroll-margin-top:calc(var(--header-h) + 16px)}
.partner-form textarea.lead-input{min-height:84px}

/* footer */
footer{background:var(--ink);color:#fff;padding:92px 7vw 40px}
.footer-cta{min-height:340px}
.footer-cta h2{max-width:820px;margin-bottom:42px;font-size:clamp(44px,5.8vw,84px)}
.footer-nav{border-top:1px solid #ffffff2b;grid-template-columns:1.35fr repeat(3,1fr);gap:5vw;padding:42px 0 58px;display:grid}
.footer-brand{flex-direction:column;align-items:flex-start;gap:17px;display:flex}
.footer-nav>div:not(.footer-brand){flex-direction:column;align-items:flex-start;gap:10px;display:flex}
.footer-nav>div>strong{color:#ffffff6b;letter-spacing:.18em;text-transform:uppercase;margin-bottom:8px;font-size:9px}
.footer-nav a{color:#ffffffc7;cursor:pointer;text-align:left;font-size:12px;line-height:1.4;transition:color .18s}
.footer-nav .brand{color:#fff}
.footer-nav a:hover{color:var(--acid)}
.footer-bottom{border-top:1px solid #ffffff2b;grid-template-columns:1fr auto;align-items:end;gap:40px;padding-top:32px;display:grid}
.footer-bottom>p{color:#ffffff6e;text-align:left;margin:0;font-size:10px;line-height:1.6}
.footer-bottom>div{text-align:right;flex-direction:column;justify-self:end;gap:7px;font-size:12px;display:flex}
.footer-disclaimer{border-top:1px solid #ffffff1f;max-width:940px;padding-top:24px}

/* cookie banner */
.cookie-banner{position:fixed;left:0;right:0;bottom:0;z-index:9999;background:#1a1a1a;color:#f4f2ec;padding:16px 20px;font:14px/1.5 -apple-system,"Segoe UI",Roboto,Arial,sans-serif;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:center;box-shadow:0 -2px 12px rgba(0,0,0,.25)}
.cookie-banner[hidden]{display:none}
.cookie-banner>span:first-child{max-width:640px}
.cookie-banner a{color:#f4a37f;text-decoration:underline}
.cookie-actions{display:flex;gap:8px}
.cookie-actions button{cursor:pointer;border:0;border-radius:8px;padding:9px 18px;font-weight:600;font-size:14px;min-height:40px}
.cookie-accept{background:var(--brand);color:#fff}
.cookie-reject{background:#3a3a3a;color:#f4f2ec}

/* lead modal */
.lead-modal{position:fixed;inset:0;z-index:100000;background:rgba(10,10,10,.6);display:flex;align-items:center;justify-content:center;padding:16px;font:15px/1.5 -apple-system,"Segoe UI",Roboto,Arial,sans-serif;overflow:auto}
.lead-modal[hidden]{display:none}
.lead-box{position:relative;background:#f4f2ec;color:#1a1a1a;border-radius:16px;max-width:460px;width:100%;padding:40px 24px 24px;box-shadow:0 12px 48px rgba(0,0,0,.35);max-height:90vh;overflow:auto}
.lead-close{position:absolute;top:6px;right:8px;width:40px;height:40px;border:0;border-radius:50%;background:#ece7db;color:#555;font-size:20px;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center}
.lead-box h2{margin:4px 0;font-size:20px;font-weight:700;line-height:1.3}
.lead-box>p{margin:0 0 16px;color:#666;font-size:13px}
.lead-box .lead-input{padding:11px;border-radius:8px;font-size:15px}
.lead-box .consent{font-size:13px;color:inherit;margin:0 0 10px;align-items:flex-start}
.lead-box .consent input{margin-top:3px}
.lead-box .consent+.consent{margin:0 0 16px}
.lead-send{width:100%;border:0;border-radius:10px;padding:12px;background:var(--brand);color:#fff;font-weight:600;font-size:15px;cursor:pointer}
.lead-box .form-msg{margin-top:12px;text-align:center}

/* адаптив */
@media (max-width:1360px){
  .main-nav{gap:18px}
  .header-actions{margin-left:16px;gap:10px}
  .msg-mobile{display:none}
  .msg-icon.call{display:inline-flex}
}
@media (max-width:1180px){
  .header-actions .phone{display:none}
  .main-nav{gap:14px}
}
@media (max-width:980px){
  .site-header{grid-template-columns:1fr auto}
  .main-nav,.phone{display:none}
  .hero-card{grid-template-rows:auto auto 1fr auto;min-height:740px}
  .section-heading{grid-template-columns:1fr}
  .heading-note{max-width:540px}
  .product-row{grid-template-columns:48px 1fr 1fr 44px}
  .product-meta{display:none}
  .process-section,.calculator-section,.faq-section,.partnership-section{grid-template-columns:1fr}
  .partner-form{grid-column:1}
  .process-track{grid-template-columns:repeat(2,1fr);margin-top:35px}
  .footer-nav{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:820px){
  .header-actions{margin-left:0;gap:8px}
  .hdr-msg{gap:6px;margin-left:0}
  /* кружок 28px как в эталоне, сама ссылка — 40×40 (зона нажатия), отрицательный отступ держит раскладку эталона */
  .msg-icon{position:relative;isolation:isolate;width:40px;height:40px;margin:-6px;background:none;border:0;overflow:visible}
  .msg-icon:before{content:"";position:absolute;inset:6px;z-index:-1;border-radius:50%;background:#1b1c1a;border:1px solid rgba(242,242,233,.35)}
  .msg-icon svg,.msg-icon.call svg{width:14px;height:14px}
  .faq-item button>span{font-size:17px}
}
@media (max-width:819px){
  .hero-card{grid-template-columns:1fr;grid-template-rows:auto auto 1fr auto;row-gap:24px}
  .hero-form{grid-area:2/1;margin-top:0}
  .hero-title{font-size:38px}
  .hero-lead{font-size:17px}
}
@media (max-width:720px){
  .brand-mark{width:32px;height:32px}
}
@media (max-width:640px){
  :root{--header-h:74px}
  .site-header{padding:0 14px}
  .hero-shell{padding:0 14px 24px}
  .brand{gap:9px}
  .brand-lockup small{font-size:12px}
  .login-link{padding:9px 12px;min-height:40px}
  .hero-card{background-size:38px 38px;border-radius:23px;min-height:calc(100vh - 118px);padding:37px 22px 24px}
  .eyebrow{letter-spacing:.26em;margin-bottom:19px;font-size:12px}
  .button{width:100%}
  .hero-trust{grid-template-columns:1fr;gap:14px;padding-top:18px}
  .trust-label{font-size:12px}
  .trust-items{grid-template-columns:repeat(2,1fr);gap:9px 16px;font-size:12px;display:grid}
  .trust-items i,.cursor-orb{display:none}
  .under-hero{white-space:nowrap;justify-content:flex-start;gap:28px;overflow:hidden;font-size:12px}
  .under-hero span:nth-child(3){display:none}
  .products-section,.process-section,.calculator-section,.numbers-section,.banks-section,.faq-section,.partnership-section{padding:76px 22px 84px}
  .section-kicker{font-size:12px}
  .section-heading{gap:26px;margin-bottom:56px}
  .section-heading h2,.calculator-intro h2,.faq-section h2,.banks-section h2{margin-top:34px;font-size:42px}
  .heading-note{margin:0;font-size:15px}
  .product-row{grid-template-columns:34px 1fr 42px;gap:12px;min-height:122px;padding:23px 0}
  .product-row h3{font-size:24px}
  .product-row p,.product-meta{display:none}
  .product-row:before{inset:7px -10px}
  .process-heading h2{font-size:52px}
  .process-track{grid-template-columns:1fr;gap:8px}
  .process-track article{min-height:265px}
  .process-track article>span{font-size:12px}
  .step-icon{width:66px;height:66px;margin:38px 0 auto;font-size:24px}
  .calculator-section{gap:50px}
  .calculator-card{border-radius:21px;margin:0 -8px;padding:29px 24px}
  .calculator-card label>span,.calculator-result>span{font-size:12px}
  .calculator-grid{grid-template-columns:1fr;gap:30px}
  .calculator-card input,.calculator-card select{font-size:21px}
  .ai-disclaimer,.footer-disclaimer{font-size:11px}
  .footer-bottom>p{font-size:12px}
  .numbers-grid{grid-template-columns:1fr;margin-top:34px}
  .numbers-grid article{border-right:0;border-bottom:1px solid var(--line);min-height:170px;padding:29px 8px}
  .numbers-grid article:last-child{border-bottom:0}
  .numbers-grid strong{font-size:72px}
  .faq-section{gap:54px}
  .partnership-section{gap:48px}
  .partnership-list>a{grid-template-columns:34px 1fr 38px;gap:13px;min-height:110px}
  .partnership-list span{font-size:12px}
  .partner-form{margin:0 -8px}
  .faq-item button{grid-template-columns:1fr 38px;padding:23px 0}
  .faq-item button i{width:36px;height:36px}
  footer{padding:80px 22px 30px}
  .footer-cta{min-height:310px}
  .footer-cta h2{font-size:48px}
  .footer-nav{grid-template-columns:1fr;gap:34px;padding-bottom:45px}
  .footer-nav>div>strong{font-size:12px}
  .footer-nav>div:not(.footer-brand){gap:0}
  .footer-nav>div:not(.footer-brand)>a,.footer-bottom>div>a{min-height:40px;display:inline-flex;align-items:center}
  .footer-bottom{grid-template-columns:1fr;align-items:start}
  .footer-bottom>div{text-align:left;justify-self:start;gap:0}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}
  .banks-run{animation:none!important;white-space:normal;flex-wrap:wrap}
  .banks-run>span{margin-bottom:8px}
  .banks-run>[aria-hidden]{display:none}
}

/* ФинТракт: название и подпись длиннее базовых — на узких экранах шапка не влезает в ширину.
   Подпись в шапке прячется (в подвале остаётся), название и знак чуть меньше; размеры текста ≥ 12 px. */
@media (max-width:420px){
  .site-header .brand-lockup small{display:none}
  .site-header .brand-lockup strong{font-size:16px}
  .site-header .brand-mark{width:30px;height:30px}
}
@media (max-width:370px){
  .site-header .brand{gap:7px}
  .site-header .brand-lockup strong{font-size:14px}
}